Our Comprehensive Aged Care Financial Planning Services

Pre-Planning Strategy

We work with you years before aged care is needed, helping you structure your finances to maximise government support while preserving your wealth for future generations.

Centrelink and DVA Optimisation

Our expertise in Centrelink and Department of Veterans' Affairs regulations ensures you receive maximum government support while maintaining your financial security.

Asset Protection Strategies

We help protect your family home and other assets through legitimate structuring techniques that comply with Australian aged care regulations.

Aged Care Facility Selection

Beyond the financial aspects, we guide you through selecting the right aged care facility that matches both your care needs and financial capacity.

Ongoing Support

Aged care financial planning doesn't end with placement. We provide ongoing reviews and adjustments as your circumstances change.

Why Choose Prosperity Wealth to assist with your Aged Care Needs?

Local Expertise

Located in Perth, Western Australia, we provide face-to-face service with a deep understanding of local aged care facilities, regulations, and Centrelink requirements specific to WA.

Professionally Accredited Specialists

We have completed the Aged Care Steps professional accreditation, setting us apart as qualified specialists in aged care financial planning - a credential that ensures you receive expert guidance from properly trained professionals.

Compassionate, People-First Approach

After over 100's of hours of dedicated work in aged care planning, we understand that this journey is about much more than money. Aged care decisions are deeply emotional and stressful for families. We provide not just financial expertise, but also a sympathetic ear and genuine care for you and your loved ones during this challenging time.

Personalised Approach

Every family's situation is unique. We create tailored strategies that reflect your specific needs and goals, taking time to understand your personal circumstances and concerns.

Proven Results

Our clients typically save thousands in aged care costs through strategic planning and proper structuring, while gaining peace of mind knowing their loved ones are properly cared for.

Comprehensive Knowledge

We stay current with all changes to aged care legislation through ongoing training and continuing professional development, completing 20 hours per year of specialised aged care education. This ensures your strategy remains compliant and effective in an ever-changing regulatory environment.

Family-Focused

We understand aged care decisions affect the entire family, and we work with all stakeholders to ensure everyone is informed and comfortable throughout the process.

Common Aged Care Financial Mistakes to Avoid

Many families make costly errors when navigating aged care finances:

  • Failing to plan early enough
  • Not understanding the impact on Age Pension entitlements
  • Incorrectly structuring assets
  • Choosing the wrong payment option for accommodation
  • Not considering tax implications
  • Overlooking government support options

Our expert guidance helps you avoid these pitfalls and make informed decisions that protect your financial future.

Start Your Aged Care Financial Planning Today

Don't wait until aged care is urgently needed. The earlier you start planning, the more options you'll have and the better outcomes you can achieve.

Book Your Complimentary Consultation

Take the first step toward securing your aged care future. Our initial consultation is obligation-free and designed to help you understand your options and the potential savings available through proper planning.

During your consultation, we'll:

  • Assess your current financial situation with care and sensitivity
  • Explain aged care costs and government support options in plain English
  • Outline potential strategies tailored to your family's circumstances
  • Provide emotional support and understanding during this difficult time
  • Offer clear next steps for your aged care financial plan

To speak to our team about your Age Care Needs click here