At Prosperity Wealth Management, we have the expertise, experience and resources to help you build and protect your financial freedom.

Prosperity Wealth Management has become a leading provider of financial advice with a dedicated team who thrive on this ever-changing, fast-paced environment.

We would like to introduce you to our team.

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Les Hayward

Director & Principal Adviser

BA(Pol), Grad.Dip(Bus.Admin), DipFS(FP), DipFS(F&MB), FGIA, AMICDA

Les Hayward

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Les Hayward

Director & Principal Adviser

BA(Pol), Grad.Dip(Bus.Admin), DipFS(FP), DipFS(F&MB), FGIA, AMICDA

About Les

A specialist in Personal Risk & Wealth Management with over 25 years of Financial, Mortgage, Risk & Wealth Management industry experience.  Les’s significant & wide-ranging experience provides him with the skills to understand and articulate clients' financial and lifestyle challenges with great clarity. He has the unique ability to explain often technical concepts in client-friendly language ensuring clients clearly understand the principles, concepts and strategies recommended to achieve their desired outcomes.

Commencing his career in 1991, after serving in the ADF,  Les worked in various senior executive roles servicing both private and government sectors including the DOD,  Foreign Government Diplomatic Services (USA),  Defence Signals Directorate (DSD)  Department of Transport (Federal Aviation Division) and various other national roles in Strategy,  Development, Security & Risk Management, Training & Operations.  Notable successes include starting several successful greenfields businesses across several industries and achieving international awards for Leadership & Management.

In 2005 Les commenced work in the finance sector and in 2009, at the height of the Global Financial Crisis, made the decision to transition into his own practice, establishing Prosperity Wealth Management Pty Ltd.  As Director, Les & his team work intimately with selected private and business clients to identify and understand their financial goals and aspirations and identify the best advice strategies, to achieve their goals and objectives. 

Les's passion for helping clients, a combination of over 25 years of corporate and financial services industry experience, His BA Arts (Political Science), Graduate Dip. in Business Administration, Dip. Risk Management and Dip. Financial Services (Financial Planning), Dip. Financial Services, (Finance Broking Management) and his dedication to personalised service give Les the insightful & essential knowledge & experience required to guide his clients on the journey to achieve their personal risk management, wealth creation, and ultimately, their retirement goals.

It was this passion, dedication and single-minded vision to build a practice dedicated to Best Practice Advice Principles that was recognised in 2013, & again in September 2017, for the second time in four years, by being awarded the "Elders - Practice of The Year" Award for Australia.

Les was again recognised in 2022, for his work in the Not for Profit Sector, by winning the Millenium 3, Community Service Award for Oustanding Service to the community. 

Les is married to Leanne and has two children Addison (13) and Dayne (11) 

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Stephen Everett

Practice Manager

Stephen Everett

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Stephen Everett

Practice Manager

About Stephen

Starting out in 1973 as a clerk at the Colonial Mutual Life Insurance Society in Adelaide, Stephen learned all aspects of personal risk Insurance and the impact it can have on people’s lives from the ground up.  After 8 years at Colonial Mutual, Stephen moved to Melbourne and joined the Mercantile and General Reinsurance business for 4 years working in underwriting and reassurance.  After finally seeing the light, Stephen moved back to Perth in the late ’80s to continue his career in the Financial Services Industry.

In 2000 he fulfilled a life-long dream of becoming a Financial Advisor spending the next 20 years growing a substantial, award-winning Personal Risk Insurance business where his work and advocacy were responsible for the payment of over 20M in Death Insurance claims and several Million in Disability and Trauma Claims for his clients.  Through Stephens's Hard work and advocacy, Stephen ensured that they and their families were protected in the event of temporary or permanent incapacity, Disability or Death.

Over the last few years, cognizant of the ever-changing landscape in Financial Services and the impact on small boutique Risk Only Focused practices Stephen made the decision, in the best interests of his clients and their needs, to consider joining his business with a larger practice to secure the opportunity to receive comprehensive advice and ensure continuity of service for his clients.

In 2021 after a long period of due diligence and consideration, Stephen joined Prosperity Wealth Management, owned and operated by Les Hayward,  where he felt his clients could benefit from the larger scale of Prosperity Wealth Management and the ability to offer his clients the full spectrum of financial services such as Investment Advice, Business Succession Advice, Retail and SMSF Advice, Retirement and Centrelink Advice and Estate Planning Advice. 

Prosperity Wealth Management, a full-service financial advice practice, provides the full range of financial advisory services and it is here that Stephen will continue his mission to ensure that all clients continue to receive great advice, and they, and their families, are protected from life's challenges.

Stephen's new goal is to continue to provide high-level service and support to all clients based on their individual needs and goals. Having now worked in the Financial Services Industry for 44 years, there is not much Stephen hasn’t seen, heard or come across in the risk insurance space.

Stephen is Married to Clelia and has two adult children. He is an avid guitarist and supporter of the Carlton Football Club.

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Karen Chenoweth

Customer Service Officer



Karen Chenoweth

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Karen Chenoweth

Customer Service Officer

I am an experienced administration and client service officer with over 30 years of experience gained from being involved in business ventures ranging from financial planning, , finance, accounting, general insurance and building and property management, corporate Superannuation, and retail. I love interacting with clients ensuring they have a positive experience. I have excellent administrative, organisational and time management skills, exhibit a high degree of accuracy and attention to detail , and a strong customer service focus and I am able to use initiative and self-motivation, I am able to efficiently interpret and implement client requests and requirements.

In my personal Life, I love dogs, travel and being outdoors.

I’m excited to Join Les and the team at Prosperity Wealth to ensure his clients have an exceptional customer service experience.